How much should you save, and how do you keep track of it?

How much of your income to save, whether typing entries in beats connecting your bank, and how to record money you put away without it looking like spending.

What percentage of my income should I save?

Aim for 20% of take-home pay across savings, investments and extra debt payments combined — and if that is not currently possible, save any percentage at all and raise it whenever your income does.

Is manual expense tracking better than connecting my bank?

Manual entry is better at changing behaviour and better for privacy; an automatic bank connection is better at completeness and requires far less of you.

How do I track money moved into savings without it counting as spending?

Record it as a transfer between two of your own accounts rather than as an expense — the money left one place and arrived in another, and none of it was spent.