The blog

The written answers at /resources stay neutral because they have to be quotable. This is where the arguments go instead — longer, signed, and willing to have a point of view.

Your credit score is not a measure of how good you are with money

A FICO score does not know your income, your savings, or your net worth. It is a prediction, sold to lenders, about how you will behave with borrowed money — and the behaviour it scores highest is not the behaviour that leaves you best off.